Larger Legacy
A division of Jay Dacey Mortgage Team, Inc.
2862 Middle Street, Little Canada, MN 55117
(651) 315-7681
Company NMLS #1812066. Jay Dacey NMLS #375033. Ben Bina NMLS #2729340. Licensed in MN, WI, FL, ND. NMLS Consumer Access. Equal Housing Lender.
Educational estimates only — not a loan offer, commitment, or counseling. HECM loans require HUD-approved counseling. Actual proceeds depend on age, rates, appraisal, title, occupancy, and lender overlays. No monthly mortgage payment is required; the homeowner remains responsible for property taxes, insurance, and HOA dues. The 2026 FHA HECM claim limit is $1,249,125. © 2026 Jay Dacey Mortgage Team, Inc..